Arizona Reverse Mortgage Experts | RJP Financial Services

Your Arizona Reverse Mortgage Experts

Reverse mortgages in Arizona have significantly evolved over the past decade, offering more benefits and protections to homeowners today. Access your home equity without monthly payments and enjoy a more comfortable retirement.

Two ways to get started:

Enjoy Your Retirement Comfortably

Reverse mortgages allow you to access the equity in your home, turning it into cash without the need to sell your house or take on a traditional mortgage payment. Whether you're looking to enhance your retirement lifestyle, manage unexpected expenses, or help your family, we're here to turn your home equity into new opportunities.

Six Reasons Today's Reverse Mortgages Are Better Than a Decade Ago

1. Stronger Federal Safeguards

Today's reverse mortgages come with enhanced federal protections and stricter lending standards that weren't in place a decade ago, providing greater security for homeowners.

2. Financial Stability with New Index Rates

Modern reverse mortgages use more stable interest rate indexes, providing better predictability and financial planning capabilities for borrowers.

3. Enhanced Consumer Protections

New regulations include mandatory counseling, cooling-off periods, and additional disclosure requirements to ensure borrowers fully understand their options.

4. No Effect on Other Retirement Benefits

Reverse mortgage proceeds typically don't affect Social Security or Medicare benefits, allowing you to access your home equity without impacting other retirement income.

5. Required Counseling Ensures Informed Decisions

HUD-approved counseling is now mandatory, ensuring all borrowers receive independent, objective guidance before proceeding with a reverse mortgage.

6. Broader Accessibility

More property types now qualify, and flexible payout options make reverse mortgages accessible to a wider range of homeowners and financial situations.

Meet Our Team

Most mortgage companies don't focus on helping with life's big picture events.
Our team takes a comprehensive approach to your financial future.

Our Locations

Arizona's #1 reverse mortgage experts!
We're here to assist you with all your reverse mortgage and financial needs.

Scottsdale Office

4110 N. Scottsdale Road #170
Scottsdale, AZ 85251

Tucson Office

5151 E. Broadway Blvd, #750
Tucson, AZ 85711

We also offer virtual consultations for your convenience.
Contact us to schedule an appointment today!